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- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)
Income/Employment - Most recent 30 days pay stubs
- Past 2 years w2’s (2007 & 2008)
- 2 years tax returns (if self employed or has rental property)
- Employers name, address, dates of employment and phone number for the past 24 months (gaps of more than 60 days will require an explanation letter)
- Social Security/Pension Awards Letter
- Child support/Divorce Decree/Separation Agreement for proof of Child Support/Alimony
Assets - Most recent 2 months bank statements (all pages) – large deposits needed to be documented and verified
- Proof earnest money check has cleared (cancelled check)
- Most recent quarterly statement for 401K or Retirement accounts
Other - Copy of Driver’s License and Social Security Card
- Name and number for Home Owner’s Insurance agent
- Name and Phone number of Landlord
If you currently own Real Estate: The following information is usually required during the loan process:
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