Mortgage Checklist

 

 

  • Mortgage account information
  • Home insurance policy information
  • Home equity account information (if applicable)

Income/Employment

  • Most recent 30 days pay stubs
  • Past 2 years w2’s (2007 & 2008)
  • 2 years tax returns (if self employed or has rental property)
  • Employers name, address, dates of employment and phone number for the past 24 months (gaps of more than 60 days will require an explanation letter)
  • Social Security/Pension Awards Letter
  • Child support/Divorce Decree/Separation Agreement for proof of Child Support/Alimony
 
Assets
  • Most recent 2 months bank statements (all pages) – large deposits needed to be documented and verified
  • Proof earnest money check has cleared (cancelled check)
  • Most recent quarterly statement for 401K or Retirement accounts
 Other
  • Copy of Driver’s License and Social Security Card
  • Name and number for Home Owner’s Insurance agent
  • Name and Phone number of Landlord

If you currently own Real Estate:

The following information is usually required during the loan process:

Clinchfield Capital, LLC
800 Clanton Road, Suite V, Charlotte, NC  28217
Direct:  (704) 285-7190
bneeley@clinchfieldcapital.com
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